Internet based banking is one of recent revolutions in the world of banking that has revolutionized the method of banking transactions. Various banking institutions have gone electronic and are reaping the benefits of complete digitalization. Banking institutions have implemented proper security measures in order to make sure that the internet banking activities are carried on safely. However, it also becomes the responsibility of the customers to adopt certain security measures to safeguard their e-transactions. Certain internet security pointers should always be kept in mind while carrying on e-banking activities in order to thwart them from being a victim of cyber crime.
According to a recent survey, more than 60% of the active online banking customers have become a victim of unauthorized account access and other similar crimes in a last couple of years. Therefore, it has become quite essential to follow some simple internet security tips and safeguard the online financial activities. Further in this article, I have discussed some simple pointers that you should bear in mind while availing such e-services.
• First and foremost, you should try and keep you account password as well as pin number secret. Any information related to these two aspects should not be disclosed to any known or unknown individual. You should adopt the policy of changing the password after regular intervals of time and try to keep the same unique.
• Secondly, you should try to keep your system safe from web based threats. Internet security measures like installing up to date anti-virus software, in combination to software capable of removing the spyware, should be followed. Spyware remits your private information to the internet and the hackers can use this information to fulfill their evil desires.
• Installing updated versions operating systems as well as highly protective firewalls should also be one of your internet security strategies. These help in safeguarding your system from unwanted elements by acting as a barrier between the internet and your PC.
• You should also keep a regular check on your bank pass book and transaction statements in order to spot any transactions that may have carried on without your prior knowledge.
• You should always be alert and vigilant while accessing your online account from a public computer, office computer or internet cafe.
• Lastly, as an active internet security measure, you should always log off your e-account after completing the session. If the account is completely logged off, the crackers can acquire all the necessary details of your account and can even carry out unauthorized transactions.
So, these are some vital internet security tips that you must surely follow while surfing your internet banking account in order to stay safe from the reach of evil e-elements.
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